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CIVIC HERALD
HR 3469 · 119th Congress · HouseIn committee

Tax Relief for Victims of Crimes, Scams, and Disasters Act

In plain language: This bill restores the federal tax deduction for personal losses caused by theft, scams, and natural disasters, even if they were not part of a federally declared disaster. Because this deduction was restricted starting in 2018, the bill applies retroactively to all tax years since then. It also temporarily extends the filing deadline so eligible taxpayers can amend past tax returns and claim refunds for overpaid taxes.

Provisional: our plain-language summary, pending review.

Provisionalunreviewed: impact, issue tags, provisions, stakeholders, summary
People affectedNot determinable from the text provided; applies to individual taxpayers who sustained non-disaster personal casualty or theft losses since 2018.
Fiscal magnitudeno CBO estimate published
Reach52provisional · pending reviewrigor: heuristic llm
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Issues

What this bill touches.

Overall tax level−28

The sign shows the bill's direction on each issue (+ toward, − away); the number is its magnitude. Color never encodes good or bad, and never party.

Who it affects

Who it helps · who it burdens.

Who it helps

  • Taxpayers with personal casualty or theft lossesCan claim a federal income tax deduction for personal casualty and theft losses that are not related to federally declared disasters (retroactive to tax years after 2017), and are granted an extended deadline to file amended returns and claim refunds for previous years (Sec. 2, Sec. 3).provisional

Dollar-level funding (FEC sector totals) is coming in a later phase.

What it does

The provisions, in plain language.

  1. Restores the federal income tax deduction for individuals who experience personal casualty and theft losses—such as from crimes, scams, or accidents—for tax years beginning after December 31, 2017, removing the restriction that limited deductions to losses from federally declared disasters.

    Sec. 2provisional
  2. Extends the deadline for taxpayers to file amended returns and claim tax credits or refunds for previously disqualified personal casualty and theft losses from tax years ending before 2025, allowing claims through the tax filing deadline for the year this law is enacted.

    Sec. 3provisional

How your members of Congress line up

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Timeline

How it moved.

  1. May 15, 2025Referred to the House Committee on Ways and Means.
  2. May 15, 2025Introduced in House
  3. May 15, 2025Introduced in House

The original text

Read it for yourself.

Sources & provenance

Congress.govrefreshed 18 days ago

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