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CIVIC HERALD
HR 3762 · 119th Congress · HouseIn committee

Supporting Healthy Moms and Babies Act

In plain language: This bill requires all private and employer-sponsored health insurance plans to fully cover pregnancy, delivery, and postpartum care without charging deductibles, copays, or coinsurance. Under the new rules, plans must cover licensed ultrasounds, labor and delivery services, miscarriage care, and physical or mental health treatments for pregnancy-related conditions for a full year after birth. It also mandates covered mental health services for non-birthing legal parents for one year following a child's birth.

Provisional: our plain-language summary, pending review.

Provisionalunreviewed: impact, issue tags, provisions, stakeholders, summary
People affected—Not determinable from the text provided; applies broadly across the individual and group health insurance markets to pregnant individuals, new parents, and newborns, but specific population figures are not stated.
Fiscal magnitude—no CBO estimate published
Reach72provisional · pending reviewrigor: heuristic llm
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Issues

What this bill touches.

Substance use & mental health+45Government role in coverage+55

The sign shows the bill's direction on each issue (+ toward, − away); the number is its magnitude. Color never encodes good or bad, and never party.

Who it affects

Who it helps · who it burdens.

Who it helps

  • Pregnant and postpartum individualsGain expanded health insurance coverage with zero cost-sharing for prenatal care, ultrasounds, miscarriage care, delivery services, and up to one year of postpartum physical and mental healthcare.provisional
  • Non-birthing legal parentsGain health insurance coverage with zero cost-sharing for behavioral health services related to new parenthood for one full year following the child's birth.provisional

Who it burdens

  • Health insurance issuers and group health plansMust expand maternity, newborn, postpartum, and parental behavioral health coverage and are prohibited from charging any cost-sharing (such as copays, deductibles, or coinsurance) for these benefits.provisional

Dollar-level funding (FEC sector totals) is coming in a later phase.

What it does

The provisions, in plain language.

  1. Expands required maternity and newborn health benefits under the Affordable Care Act to include licensed ultrasounds, miscarriage care, labor and delivery services, specialist consultations, and required hospital stays.

    Sec. 2(a)provisional

  2. Requires health plans to cover physical and mental healthcare for one full year postpartum, including treatment for conditions caused or aggravated by pregnancy such as hypertension, diabetes, and obesity.

    Sec. 2(a)provisional

  3. Requires health plans to cover mental health services related to new parenthood for non-birthing legal parents for one year following a child's birth.

    Sec. 2(a)provisional

  4. Requires group and individual health insurance plans to provide all ACA maternity and newborn care benefits with zero cost-sharing, eliminating deductibles, copayments, and coinsurance for these services.

    Sec. 3provisional

How your members of Congress line up

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Timeline

How it moved.

  1. Jun 5, 2025Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  2. Jun 5, 2025Introduced in House
  3. Jun 5, 2025Introduced in House

The original text

Read it for yourself.

Read the original text →

Sources & provenance

Congress.govrefreshed 9 days ago

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