Skip to content
CIVIC HERALD
HR 4478 · 119th Congress · HouseIn committee

TRUST Act of 2025

In plain language: Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025 This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.

Provisional: our plain-language summary, pending review.

Provisionalunreviewed: summary
People affected—not yet estimated
Fiscal magnitude—not yet estimated
Reach—
Your matchSign in →See how this matches your values.

How your members of Congress line up

Loading your members of Congress…

Timeline

How it moved.

  1. May 13, 2026Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  2. May 12, 2026Motion to reconsider laid on the table Agreed to without objection.
  3. May 12, 2026On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
  4. May 12, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
  5. Sep 8, 2025Reported by the Committee on Financial Services. H. Rept. 119-252.
  6. Sep 8, 2025Reported by the Committee on Financial Services. H. Rept. 119-252.
  7. Jul 23, 2025Ordered to be Reported by the Yeas and Nays: 48 - 0.
  8. Jul 17, 2025Introduced in House
  9. Jul 17, 2025Introduced in House

Sources & provenance

Congress.govrefreshed 23 days ago

Checking your session…