In committee
Responsible Borrower Protection Act of 2025
Responsible Borrower Protection Act of 2025 This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.
People affected—not yet estimated
Fiscal magnitude—not yet estimated
Reach—
How your members of Congress line up
How it moved.
- Referred to the House Committee on Financial Services.
- Introduced in House
- Introduced in House