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CIVIC HERALD
S 1840 · 119th Congress · SenateIn committee

Retirement Investment in Small Employers Act

In plain language: Starting in 2025, this bill modifies the federal tax credit that helps small businesses with 100 or fewer employees cover the startup and administration costs of starting a new retirement plan. By amending this part of the tax code, the bill alters the financial assistance and tax relief available to small employers who set up retirement benefits for their workers.

Provisional — our plain-language summary, pending review.

  1. May 21, 2025Read twice and referred to the Committee on Finance.
  2. May 21, 2025Introduced in Senate
Provisionalunreviewed: impact, stakeholders, summary
People affectedThe text does not specify the number of small employers or employees affected by the amendment.
Fiscal magnitudeThe text does not contain any specific appropriations, tax rate figures, or fiscal estimates.
Reach25provisional — pending reviewrigor: heuristic llm
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Who it affects

Who it helps · who it burdens.

Who it burdens

  • Internal Revenue ServiceThe IRS must administer and implement the amendment to Section 45E of the Internal Revenue Code for taxable years beginning after December 31, 2024. (Note: The specific substantive effects on taxpayers cannot be determined because the text of the new subsection is missing from the provided text.)provisional

Dollar-level funding (FEC sector totals) — coming in a later phase.

The original text

Read it for yourself.

286 characters of primary source text.

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