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Safe Access to Cash Act of 2026
This bill expands federal bank robbery laws to make conspiring or planning to rob a bank a federal crime, even if the robbery is not carried out. It also lowers the standard for federal bank robbery charges by allowing prosecutors to bring charges when someone uses either force or violence, rather than having to prove both occurred together.
People affected—Not determinable from the text provided; impacts are limited to individuals prosecuted under federal bank robbery provisions and cannot be quantified from the statutory text.
Fiscal magnitude—CBO cost estimate published (S. 3798, Safe Access to Cash Act of 2026, 2026-04-09); dollar figure pending review extraction — see receipt
Reach18provisional · pending reviewrigor: heuristic llm
What this bill touches.
Sentencing & corrections−25
Who it helps · who it burdens.
Who it helps
- Banks, credit unions, and financial institutionsGains broader federal criminal law coverage protecting institutions, employees, and assets against robbery plots and robberies committed with either force or violence.
- Federal prosecutors and law enforcementGains expanded statutory authority to federally prosecute conspiracies to commit bank robbery and bank robberies involving force alone or violence alone.
Who it burdens
- Individuals charged with bank robbery or conspiracyFaces expanded federal criminal liability and potential prosecution for bank robbery when either force or violence is used (rather than requiring both) and for conspiring with others to commit bank robbery under 18 U.S.C. 2113(a).
The provisions, in plain language.
Expands the federal bank robbery statute to apply when someone takes property using force or violence, rather than requiring both force and violence.
Makes it a federal crime to conspire with others to commit bank robbery.